Kolet
Sign up

Your own account number, in 60 seconds.

Sign up in the chat and Kolet gives you a dedicated account number at Rubies MFB. Salary, customers, friends: anyone can pay you from any bank app, and it lands in your Kolet balance.

No app · No account number needed · Unclaimed money returns to you in 24 hours

14:04

Kolet

business account

Today

Say it like this.

What's my account number?

Kolet replies with it any time, ready to forward.

Balance

One word. Your balance comes straight back.

Open a business account

A second account, in your business name, next to your personal one.

A real account at Rubies MFB.

A CBN-licensed microfinance bank, NIP-enabled, so every Nigerian bank app can pay it.

Personal or business.

Your personal account carries your name; a business account carries the business name, and you can switch between them in the chat.

Your balance, one word away.

Reply balance any time. Send, recharge and pay from it the moment money lands.

Common questions.

Still curious? Ask on WhatsApp and we'll answer in seconds.

Ask us on WhatsApp →

Yes. It's a dedicated account held at Rubies MFB, a CBN-licensed microfinance bank. Anyone can send to it from any bank app, by account number, the way they pay anyone else.

Yes. Give them the account number and Rubies MFB as the bank. Transfers land in your Kolet balance.

Your WhatsApp number and your BVN or NIN to verify your identity, as every Nigerian account requires. The signup takes about 60 seconds.

Yes. Ask for a business account in the chat and Kolet opens one in your business name alongside your personal account.