Blog
Money on WhatsApp,
explained plainly.
Guide
Bank transfer charges in Nigeria explained: ₦10, ₦25, ₦50, VAT and the ₦50 stamp duty
Why a ₦5,000 transfer costs ₦10.75 and a ₦10,000 one costs ₦76.88. The bands, the VAT on top, the stamp duty line, and when a transfer is free.
Guide
How to buy a prepaid electricity token on WhatsApp (EKEDC, IKEDC, AEDC and more)
Say the disco, the meter number and the amount. Kolet shows you the name on the meter, you confirm, and the token arrives in the chat. Cable TV works the same way.
Guide
How to send money to someone with just their phone number
No account number, no bank name, and they do not need Kolet. Send to the WhatsApp number, they get a message, and they collect it to any bank or keep it on Kolet. Unclaimed after 24 hours, you are refunded.
Guide
Transfer limits by KYC tier in Nigeria, and how to raise yours
₦50,000 a day with one of BVN or NIN, ₦200,000 with both. What the tiers mean, what Kolet enforces, and the one message that raises your limit.
Guide
Is banking on WhatsApp safe? How Kolet keeps your money and PIN out of reach
Your money sits in a licensed bank, your PIN never enters the chat, and every transfer shows the recipient's name before you confirm. What protects you, and what to do if you lose your phone.
Company
Why we built banking inside WhatsApp
Every Nigerian with a phone already has WhatsApp. So why does sending money still require a separate app, a new account, and another password?
Product
Send money in seconds: no app, no USSD, no stress
A step-by-step look at how a Kolet transfer works and why it is faster than every alternative available in Nigeria today.
Insights
The state of mobile money in Nigeria in 2025
Nigeria has some of the most innovative fintech in Africa and some of the most persistent financial exclusion. Here is what the data says.