This is how it works.
It starts with a hello. Say hey Kolet, pick the kind of account you want, tap the link, and a minute later you have your own account number. Then ask it anything: what it can do, what your balance is. From there you say what you want, Kolet shows you exactly what it's about to do, you confirm, and the receipt lands in the same chat.
No app · No account number needed · Unclaimed money returns to you in 24 hours
Kolet
business account
Hey Kolet
That is the signup
60 seconds
To an account number
Rubies MFB
A real bank account
It confirms first
Nothing moves without you
The big four.
Everything else it does.
Kolet understands how people actually talk. Every one of these works today.
Send 5k to 0803 445 2210
No account number needed. They get a message and collect it to any bank. Unclaimed after 24 hours, you're refunded in full.
Send a voice note in Pidgin.
Yoruba, Igbo and Hausa too. It answers out loud.
Snap a photo of the account number.
One account or five on the same image. Kolet reads them and pays.
Send 5k to mum.
Save people with nicknames. Say it how you'd say it.
Every month, automatically.
Standing orders by chat. Daily, weekly or monthly, and cancel any time.
Pay 50 people from a spreadsheet.
Upload a CSV or PDF. One confirmation, one receipt.
How much did I spend last week?
Balance, history and spending totals for any period, in a reply.
Send me my statement for September.
A PDF statement for any period, delivered in the chat.
Open a business account.
A second account under the business name. Switch between them in the chat.
Your PIN never enters the chat.
A single-use secure page, tied to that exact payment.
What's my referral code?
Invite friends and see what you've earned, in the chat.
I need help.
Kolet shares the Kolet Support contact. A person, on WhatsApp.
Ready when you are.
No app · No account number needed · Unclaimed money returns to you in 24 hours